Salem Al-Arabi Al-Losta and Fathi Hamhoum (2026) “A Proposed Architecture for E-Wallet Integration in Telecom Mobile Applications: The Case of My Libyana”, Surman Journal of Science and Technology, 8(2), pp. 239–246. Available at: https://sjst.scst.edu.ly/index.php/sjst/article/view/321 (Accessed: 16 July 2026).